Real Estate

How We Bought A House With Only $1,700

In honor of my first post I will talk about how we purchased the inspiration for this blog…

Buying a house can be very intimidating and many young adults think that you have to make a lot of money to purchase a home or might see it as something that’s far from reach. In fact, as long as a you have a stable job and good credit you can purchase a house. Here’s how we did it.


Buying a house was sort of a fantasy for me, something that would happen waaay in the future. When I became a realtor everything changed, I began to learn how the lending process worked.

I learned about first time home buyer grants.

I can go on and on about the lending process, different grants, and the buying process but lets leave that for later. Your best bet is to get with a good lender who can go over it all with you like we did.

Because we had good credit and made less than 70k a year we qualified for a SETH grant and our lender gave us a small grant from his company that helped us tremendously. The grants paid for our downpayment and part of closing costs in the end we saved 70% of our total costs. We paid 30% of our closing and since I was a realtor I still received a 1.5% commission of the total cost of the house! So in all we only paid 20% of our total costs! Talk about savings, Cha ching!

Now the fun part begins ever since closing on our house we’ve torn out the carpet, scraped the ceilings, and I am in the process of choosing flooring and paint ahhhh heaven! Future posts to come.

Don’t hesitate to reach out to me if you’d like to know in more detail about how we did it, grants, or just purchasing a house in general.


4 thoughts on “How We Bought A House With Only $1,700

    1. I received it from my lender with Prime Lending but you can ask any lender about it. As long as you have good credit and a stable job you may be able to qualify for it. I would speak to a lender about it in more detail as they will be able to assess your situation a little better.


  1. So you have to have good credit? What if my husbamd has good credit can we still do the same as you did? What is the first step? How long did it take? What does the monthly payments look like? And are you able to pick the area?


    1. Hi Deserie, Yes you do have to have good credit. If your husband has good credit you may be able to get a loan under his name only I suggest speaking with a lender to help you determine the best route, which would also be the very first step to starting the home buying process. It is crucial to speak to a lender to get educated about the lending process. With this particular program the interest rate is a bit higher than the average interest rate but we found that our monthly payments work well for us and you have the possibility of refinancing later in the future. There are some restrictions according to the city and some may have higher interest rates than others when using this program you can find more information about it on their website if you are in the DFW area I’d love to help you out and go over this in more detail as it is a lot to type on here you contact me on my cell phone 817-707-3398


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